Specialised Risk Management

Other Products and Services

SRM has extensive experience in all aspects of specialist insurance lines, providing exclusive access to tailor made policies at extremely competitive pricing. Couple that with exceptional customer service and your insurance is one aspect where we will ensure you are able to compete with the largest multinational companies in your field.

Whether you are insuring on an individual basis or a fleet, through us obtain access to insurance facilities unavailable elsewhere, tailor made to your exact requirements.

For more information on how we can improve your cover and reduce your premiums, please fill out our enquiry form and we will get back to you.


Terrorism insurance cover provides indemnity against politically motivated attacks and civil unrest.

We can also offer solutions for political risk insurance, political violence insurance as well as standalone property terrorism insurance. Political risks insurance covers risks relating to political violence, expropriation, currency inconvertibility, non-payment and contract frustration.


Bankers blanket bond covers physical loss or damage to money, securities, precious metals or other property as well as computer crimes due to employee infidelity. Professional indemnity as well as directors & officers’ liability can also be encompassed by BBB underwriters as a sub section to the policy.

This form of insurance is predominantly purchased by banks and other financial institutions.


General liability encompasses public liability, employers’ liability & professional indemnity. Underwriters will cover the costs arising from litigation and bodily injury, injury to staff sustained in the course of their employment and claims made against the insured due to negligence.

Liability insurance is designed to provide protection against third party insurance claims.


This can include extended warranty, affinity, bank products and consumer products sold via master policies.


Personal Accident insurance provides cover in event of injuries, disability or death caused by violent, accidental or external events.

Cover can be purchased on an individual basis or as a group PA scheme encompassing multiple individuals.


Kidnap & Ransom insurance compensates an individual for he financial loss suffered as a result of becoming a victim of a kidnap and ransom situation.

Underwriters will indemnify policy holders in respect of medical expenses and damage.


Commercial property insurance is used to cover any type of commercial property from perils including fire, theft and natural disaster. This cover is available to those who own or lease their premises.


Our Marine Specialty Division is recognised for its professionalism and service standards. We are specialists in a range of insurance and reinsurance products which fall within the categories set out below:

Hull & Machinery, Package Policy, Port Risks, ROV, AOV and Marine Equipment, P&I, Builders Risk, Cargo, Stock Throughput, Ports and Terminals, Shipowners Liability, Marine Trades, Mortgagees Interest / Mortgagees Interest, Additional Perils, Innocent Owners.

Our knowledge and historical perspective, combined with our innovative thinking, ensures that we generate valuable bespoke solutions for all of our clients.


SRM place all classes of business on Treaty Reinsurance which includes Property, Marine, Miscellaneous Accident and Motor on a bouquet basis or individual pillars of specifics.

Treaty reinsurance is a type of reinsurance in which the reinsurance company accepts all of a particular type of risk from the ceding insurance company.

Treaty reinsurance is one of the three main types of reinsurance contracts, the others being facultative reinsurance and excess of loss reinsurance.

Treaty reinsurers are obliged to accept all risks outlined in the treaty reinsurance contract.

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